Budgeting, lifestyle, Parenting

Paintbrushes and retirement planning…

September 20, 2018

Life had been going pretty smoothly over the last few months.  I’d dropped a couple of volunteer positions, learned to say no to work commitments, and even turned up for the odd school outing!  I was exercising, going to relaxation yoga, and enjoying spending quality time with my family without stressing about work.

But you know what happens when a busy workaholic finally slows down?  They find something else to do.

And I did.

Over the last few weeks, we have been in the process of buying another house.  It is old and run down and needs a complete renovation.  We have been busy measuring it up, picking carpets, shopping for kitchens, appliances and curtains.  Booking in carpet and floor sanders and builders and painters.  Not to mention the usual stress of dealing with the lawyers and the bank.  And today we got the keys.


As you know we have been thinking a lot about what we want out of life.  We have been looking at whether our busy chaotic lifestyle is for us.  Which it may not be.

However, if we want to make changes in our lives, we need to do something about it.

We can’t just keep going to work every day, making money, spending money, and in five years time realising we are in the exact same position as we are today – just with a few more grey hairs and the girls looking at moving out of home.


We decided we needed to make an investment.  Everyone has different views on investment, and I’m not going to give you investment advice.

However, our preference is property.  We will take this tired old home, renovate it, and make it a nice family home, or good quality “housing stock” if you are the New Zealand media.  It will make a good quality rental for a family looking for a nice long-term home.  And in return, that rent will slowly repay the mortgage.

The result being in 25-30 years time the mortgage will be repaid, and we will have passive rental income in our retirement.

In the meantime

Could the property provide us with a small amount of income in the short to medium timeframe?  Potentially.  The numbers from this property and our others may just work to give us a passive income to help support us in reducing our work commitments sooner than we thought.

But first, there is a lot of hard work to be done.  It’s time to roll up our sleeves, grab a paintbrush, and get stuck in!

And as for those stress levels?  Yip, they are back up there.  The anxiety and the exhaustion are back.  But hey, I heard the other day “stressed is just desserts backwards” 🙂





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